"We are very pleased. It was a pleasure working with you and you gave us exactly what we hoped for. Thank you."
John and Barbara - Scottsdale, AZ
"I just wanted to thank you for your help in getting our bankruptcy done. I thought it would be difficult but you made it smooth and simple, giving us a clean new start. We are deeply thankful."
Steve E. - Phoenix, AZ
"He is the best and has the most reasonable fee!"
Anonymous - Phoenix, AZ
"Thank you Richard. I am grateful to you."
Robert P. - Peoria, AZ
"Throughout my bankruptcy process, I felt thoroughly informed and well-represented. Richard Dwornik is a professional and honest bankruptcy attorney with integrity. He took the time to understand my situation and I appreciated his confidentiality. I was uncertain about whether to file for bankruptcy or what it involved, but after our initial consultation I was certain it was the right decision for me. I highly recommend Richard Dwornik."
Many Revocable Living Trusts contain what is called a Credit Shelter Trust. This was very common when the unified credit amount was low ($675,000 in 2000 and 2001 and $1 Million in 2002 and 2003). The problem with this is that these Credit Shelter Trusts force a Trustee on the…
The thought of having to file bankruptcy can be scary. Friends and family will tell you not to file bankruptcy because it will hurt your credit score. You may even read articles online written by well intentioned authors telling you not to file bankruptcy because it will hurt your credit…
Yet another Celebrity Bankruptcy. Rapper 50 Cent, whose real name is Curtis James Jackson, III, filed for Chapter 11 Bankruptcy Protection on Monday, July 13, 2015. This comes on the heels of a $5 Million judgment entered against him last Friday. The rapper said that he is just re-organizing his…
You may or may not have heard the term “means test” when researching about bankruptcy online or you may have even heard the term when speaking to a bankruptcy lawyer. What exactly is the bankruptcy means test and why should you care? The bankruptcy means test is the starting point…
A Will, also known as a Last Will and Testament, is a legal document that lets people know how you want your assets distributed after you die. It is also the only document you can use to name who you want to have legal guardianship of any minor children you have…
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The information in this web site is not intended to constitute legal advice or to create an attorney-client relationship. The information, documents or forms provided herein is intended for general information purposes only and must not be regarded as legal advice. Laws change periodically; therefore the information in this site may not be accurate. It is imperative that you seek legal counsel in order to ascertain your rights and obligations under the applicable law and based upon your specific circumstances. If you are looking to file bankruptcy, the bankruptcy laws require us to disclose to you that "We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code."